Thursday, April 12, 2012

Organisation

I discovered the website " The Organised Housewife" through Facebook. What a fabulous site. What I need. I just read an article in there about how effective it can be to have a diary or 'blog' your thoughts through the day so that you can sleep of a night and the mind is at easy. I thought I was 'crazy/nutty/going mad" with all the thoughts that run through my head all day, well nope not from this bloggers post I'm not alone.
Well here is my days thoughts and processes: I have been thinking about the home loan for Lismore and I was thinking about putting it on interest only repayments to save money but after talking to Bel and thinikng about it that paying interest and principal is the better option and so the actual house is being paid off and with house prices not so good at the moment I think that's for the best. So I rang the bank and with next months RBA meeting expected to drop the rates which means we can maybe get a rate of 6.19% fixed for three years which saves us $250 a month in repayments, though I'm hoping to still pay extra off. So one thing down.
I have been feeling very home sick lately and today had a notion that maybe when our lease is up here in Calliope from August and our tenants is up in September that we could move back there and Nathan could get fly in fly out work with Bechtel ( Bel explained that it may not be so easy to do that when starting off employment as a local). I selfishly thought that I would only move back if I got a new kitchen, a electric roller door and veneation blinds for the other side of the house. At the moment we don't have that kind of money and I don't want to borrow more, I don't think we could anyway. Though the idea was great I'm yet tospeak of my thoughts to Nathan and I love the idea of save an extra $550 a week on rent. Though not as easy as the dream.
We have planned to go home for the June long weekend and maybe I maybe glad to come home to Calliope after a few days back home, as Bel pointed out that I was so keen to get away from Lismore and I do really enjoy my privacy I have here, though I do feel dawned by the more people I met and know ( why is that?). I'll see what happens.
I'm also have a mild panic attack that we will not get our bond back, even though we have no plans on moving, as Mel may not be getting hers back from Tannum Sands house and it seems to be the rumour around Gladstone area that most people don't get their bonds back. I don't need to worry about it now though. I think that if I start doing a recommended task from the organised housewife each day with cleaning then it won't be such a big task and easier to complete in the end.
I'm worried about money again........ and when I stress about money I blame Nathan for all the money problems in my head. I just need to not stress. I have my credit card down to $800 and I remember on Jed's 2nd birthday it was $2000. So I've done well. Then to tackle my GE card, eek it's $7200.
Then I have been debating whether to resign from work and spend more time at home and educating Amaya more and doing more at home. I don't know yet and am yet to talk to Nathan about it though I think I will not act on it till after I get back from Brisbane with Jed and see what happens with him then go from there.
That's just a portion of what has gone through my head, Eeek.
 I went to mother's group today at Abby's and Karen was there to. I felt like I made it too much about me the topic but I valued the feedback I got from them and Amaya stood in dog shit and got it everywhere, yuck. Me and shit don't get on well.
Lover Days  xxxooooooooo ( Becca saying)

No comments:

Post a Comment